PMI-to-PMI Refinance-to-Modification Program (Including HARP Loans)
PMI is pleased to announce that lenders will now be able to electronically submit all loans for our PMI-to-PMI Refinance-to-Modification programs.
These programs offer flexible refinance options for existing PMI-insured loans to allow:
- The same lender/servicer to refinance via HARP for GSE-owned loans as well as refinance-to-modification for loans owned by other investors and portfolio lenders
- A new lender/servicer to refinance via HARP for GSE-owned loans as well as refinance-to-modification for loans owned by other investors
The following materials provide further details, including guidelines and instructions for confirming if a loan is insured by PMI.
Same Lender/Servicer Program
- PMI-to-PMI Refinance-to-Modification (Same Lender/Servicer) [PDF]
- PMI Frequently Asked Questions [PDF]
- Quick Start Guide [PDF]
- RTM Submission Instructions Flyer [PDF]
- Modification Request [PDF]
New Lender/Servicer Program
- PMI-to-PMI Refinance-to-Modification (New Lender/Servicer) [PDF]
- PMI Frequently Asked Questions [PDF]
- Quick Start Guide [PDF]
- RTM Submission Instructions Flyer [PDF]
- Modification Request [PDF]
The mortgage insurance discussed in this website is underwritten by PMI Mortgage Insurance Co. and its affiliates.




